Loan Purpose?

Purchase

refinance

What’s Allowed

*3.5% Down payment of the purchase price
*Gift Funds allowed
*Credit Limits down to 620
*Flexible financial requirements
*FHA Streamline Refinance and Cash-Out Refinance loans available

Don’t Have Much to Put Down?

FHA Loans are best for borrowers looking for low down payment options
Loan limits increasing in 2019 in most states meaning

Why an FHA loan?

FHA loans are a great option for first time home buyers who haven’t had time to save for large home down payments
Bankruptcy or Foreclosure? You may still qualify!

Down Payment Can Be A Gift

The down payment can be 100% gifted from a family member. Verification of the source of the gift funds is required. The gift funds must be deposited into the borrower’s bank or in an escrow account prior to underwriting approval.